Stripe

Stripe is a full-stack financial platform that enables businesses of all sizes to accept payments, manage subscriptions, send payouts, and build custom financial products. Processing $1.9 trillion in payments volume in 2025, Stripe powers commerce for millions of businesses worldwide. Key Products - Payments — Accept cards, bank transfers, wallets, and buy-now-pay-later across 135+ currencies with a unified API - Billing — Recurring billing and subscription management with support for usage-based pricing, trials, coupons, and automated invoicing - Connect — Multi-party payments for marketplaces and platforms, handling splitting, holding, and transferring funds to third parties - Terminal — In-person payments with pre-certified card readers and cloud-based device management - Issuing — Create, manage, and distribute virtual and physical cards with custom spending controls - Radar — Machine learning-powered fraud prevention that scores every transaction in real time - Capital — Offer financing and cash advances to your platform's merchants based on their Stripe data - Atlas — Incorporate a US company, set up banking, and launch your startup from anywhere in the world Developer Experience Stripe is renowned for its developer-first approach with clean, well-documented APIs, client libraries for every major language (Python, Ruby, Node.js, Go, Java, PHP, .NET), an MCP server for AI-assisted integration, extensive code examples, and built-in debugging tools like Stripe CLI and the Dashboard API logs viewer. Reliability & Scale - 99.999% historical uptime across all Stripe services - 500M+ API requests processed per day - 150K+ transactions per minute at peak Pricing Pay-as-you-go model: 2.9% + 30¢ per successful card transaction (US). International cards charged at 3.1% + 30¢ plus a 1.5% cross-border fee. Volume discounts available for enterprise. No monthly fees, setup costs, or hidden charges. Best For SaaS companies, e-commerce stores, marketplaces, subscription businesses, and any startup that needs robust, scalable payment infrastructure without building it from scratch.